More Case Studies
Individual male case study: Male 81 years old with stroke survivor. $1,500,000 universal life contract with a cash surrender value of $37,000. Annual premium $41,250 (2.75%). The client received $268,125 for his policy, 6.5 times more than if he surrendered his policy...
Term conversion policy:
Female 76 years old with multiple health issues. $1,500,000 term policy was converted to a universal life policy. Converted annual premium $56,400 (3.76%) Cash surrender value $0.00. Prior to the actual conversion of the policy an offer of $261,000 was...
Company owned Key Man insurance policy:
Male age 82 with chronic emphysema. $5,000,000 universal life policy with a cash surrender value of $87,350. Annual premium $210,000 (4.2%). The policy was sold for $1,983,000. Over 22 times the cash surrender value. The CFO of a privately held engineering...
Individual female case study:
Female age 79 with coronary heart disease. $250,000 universal life policy with a cash surrender value of $8,750. Annual premium $8,250 (3.3%). The client received $52,500 for her policy, over 6 times more than surrendering her policy to the insurance...
Individual male case study:
Male 77 years old with COPD. $500,000 universal life contract with a cash surrender value of $17,000. Annual premium $18,400 (3.68%). The client received $86,000 for his policy, over 5 times more than if he surrendered his policy to the insurance...